Kamis, 05 Juli 2018

Viva Network - Decentralized Home Loans



The financial system in which individuals and businesses have access to affordable and affordable financial products and services that meet their needs - transactions, payments, savings, credit and insurance - is delivered in a responsible and sustainable way. The lack of financial inclusion is the biggest barrier that keeps the population of third world countries from advancing in the global economy. Most of the world's population does not have access to a financially inclusive financial system that perpetuates economic imbalances.


In many cases, highly credit-worthy individuals living in these countries are grouped unprofitable in bank billing rate algorithms, and are required to pay unreasonably high interest rates relative to the risks associated with their creditworthiness. Financial inclusion opens opportunities for economic advancement that may not have other interventions that can, and has a significant impact on the ability of family units to grow wealth and inherit inheritance.


One of the core principles of blockchain technology is leveling the playing field to create a decent, transparent, and decent decentralized market for everyone to use.


Image result for viva network ico


Viva is a new decentralized home loan financing platform. More specifically, the platform is designed as a mortgage and crowdlending platform that runs directly on blockchain technology. If you go to the company website, then you can contribute or learn more about the system through reading the white book.


Viva is a new network that will help anyone interested in the real estate industry. It connects home buyers with the best investors who are most likely to buy a piece of property. Viva has various benefits that will be appreciated by buyers and investors.


For one, the platform uses a smart contract proprietary. And it's backed up through a powerful crowdlending platform, which consists of the most advanced technology that will allow home buyers to have the ability to earn real fiat currency and home loans.


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The platform is operated by unlimited and decentralized finance companies for home loans that have been developed to eliminate the need to rely on intermediaries such as financial institutions and banks as well as financial intermediaries. Viva will be used to create new markets in the lending / mortgage industry. The goal is to reduce the inefficiency of the industry while making it more affordable to buy a home.


This is the right time, Viva allows private investors who are accredited to buy high-value FMS assets (Fractionalized Mortgage Shares). It also helps to innovate applications that have been designed to improve the current state and traditional credit assessment and assessment procedures, often outdated.


Viva is here to be part of the mortgage financing revolution finally here. You can contribute now on the company website. There are many different documents available for the platform, such as: whitepaper, token creation event, terms & conditions, privacy policy, and crowdlending code preview.


Innovation is the key to Viva, the financial technology used on this system is deliberately used to bring a larger decentralized mortgage to the people of the world. The platform initiated smart contracts for the use of home loan financing through crowdsales. And then connect investors with p2p borrowers on a decentralized and unreliable technology platform. Utilizing unparalleled security blockchain is the key to great deals. And by cutting intermediaries like Viva, the lending process becomes more profitable than ever.


The company allows the free market to choose mortgage lending rates for borrowers. The need to own banks or other financial services intermediaries is eliminated through the process and so do local financial institutions. Mortgage rates on mortgage loans will naturally be more fair, reflecting the risks associated with it accurately in line with the true value of the asset.


Image result for viva network ico


Viva is now looking for ways to complete the process, thus taking all the powers of the older, traditional and completely outdated financing system - to leave them in the past, where they have had a very long time.


Viva's mission is to participate in the global mortgage industry by 31 trillion dollars by introducing a faster, cheaper, and more transparent way to buy a home. Viva has pioneered exclusive mortgage finance technology. Using smart contract infrastructure, Viva's financing system connects home buyers directly with private lenders from anywhere in the world - eliminating the need to rely on banks to get mortgages.


Viva has developed a plan to address every area, although Viva recognizes the possibility that only accredited investors in the United States can initially participate in the crowdfunding mortgage business until the law of crowdfunding develops further. Viva did not further make a statement that the plan would be able to meet regulatory requirements in every part of the world with regulatory hurdles.


Home mortgage financing is an established process and, as a core function of a successful economy, it exists in a wide and complex regulatory environment. We believe the successful capability of successful citizens to own a home is to benefit everyone and thus will be encouraged by the local government. Technology has transformed traditional economic structures with increasing speed. We believe slow countries to adopt innovative technologies such as Viva will eventually be forced by the democratic process to adapt to compensate.


Viva Network hopes that the broader crypto development and startup community will expand the Viva Network Platform to provide valuable integrated services in the future. In other words, by focusing on and executing our core processes (pillars), we will create opportunities for many third-party services downstream. With a series of open APIs provided by Viva Network Platform


Viva Network can protect customer identity through a combination of homomorphic encryption techniques, retain confidential information internally with verification on blockchain, simply limit the personally identifiable information collected, and connect with the V-ID when necessary. In this way, blockchain captures relevant information, or ensures its accuracy in the case of an audit, so informed decisions can be made without disclosing sensitive information such as the identity of the customer.


This is an area of ​​blockchain that is still maturing and the Viva Network Platform intends to contribute to the development of anonymous blockchain techniques. We basically outsource our infrastructure to cloud providers like Amazon while following industry standards for system security. The risk of a low but non-zero violation is the same as for a cloud-based company.


The Viva Network platform will largely be an open source, with the exception of exclusive machine learning and automated / auxiliary algorithms related to home assessments, credit profiles, risk classifications, etc. Viva Network will follow the strict first-contract API design, with the team publishing and checking API specifications prior to development. From this API design we create a gradual development timeline that allows for MVP as soon as possible while ensuring the sound system.




Viva Network comes in the form of a digital currency named VIVA. The VIVA Token will go on sale from April 1, 2018 to August 14, 2018, at a price of 35.714 VIVA equivalent to 1 ETH. The purchase of token itself can be done with foreign digial currency such as Ethereum. Do not forget, get also purchase bonuses at certain time period.


Viva Network strives to provide their best capabilities in this project. In addition, the team also strives to provide the best benefits and services, to anyone interested in joining the project. All Viva Networdk members have verified LinkedIn profiles where you can find out more about the individuals investigated. There is not much information on the website for everyone, but the LinkedIn profile link is fairly unverified.




So that's all for review our ICO project for this time, hopefully can increase your knowledge in choosing the best project ICO to you invest. If you are interested in joining this project, or intend to buy a token in the sale. You can visit their official website and page below:




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